Next webinar dates to be announced soon.

101 Developing a Comprehensive Plan to Manage and Lower Your RealCost of College™
  • Who pays the full college sticker price and why
  • The importance of college selection
  • getting your student involved in the selection and financing of college
  • How your student can/will help to lower cost
  • financial aid maximization strategies
  • The parent/student agreement
  • forecasting and maximizing financial aid
  • how and why a student's merit always pays
  • a debt-free plan to finance college
  • making sure grandparent gifting is financial aid neutral
  • tax reduction strategies to save taxes for college
  • determining your saving and investment strategy.

REGISTRATION FOR THIS WEBINAR IS NOW CLOSED.
C. Gary Hoffman has been the College Financial Planning
speaker for the Johns Hopkins Center For Talented Youth
Pathways To College program
at University of Virginia, Charlottesville, VA. and the Johns Hopkins
University, Baltimore, MD campus.
Click Here to learn more about the Johns
Hopkins Center For Talented Youth  Pathways
to College program for Students and Parents

VISIT OUR BLOG
FOR CURRENT TIPS, VIDEO SEMINAR CLIPS AND
EXCERPTS FROM THE BOOK!

Author, Charles Gary Hoffman, MBA, CFP®
College Planning Specialist
College Planning Coach and Speaker
Thank You to readers of AlbemarleFamily Magazine for voting C. Gary Hoffman, MBA  the area's #1 Financial Consultant!
Register for
ONE LIVE WEBINAR
$125.00
Register for the series of
THREE LIVE WEBINARS
$300.00
save $75
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TWO LIVE WEBINAR
$225
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Coming soon, in print and ebook format.
Based on ten years of giving families college planning advice.
Available soon from this website, Amazon.com and Barnes & Noble booksellers:
The Real Cost of College:
How to Finance Your Kids’ College Education
Without Bankrupting Your Retirement®
College Capital Solutions, Inc.  Presents
The RealCost of College™ LIVE Webinar Series
Registration currently closed.
Will you be a victim to the Financial Aid Slot
Machine™? By understanding the financial
aid process and how financial aid is
calculated you can take control. Be sure
that you are getting the most financial aid
that your family is eligible for. Don’t fill out
the FAFSA* until you take part in this
webinar series.
Free Application for Federal Student Aid
Webinar 201:

Understanding, Maximizing and Completing the Financial Aid Process

  • Merit versus need-based aid
  • How Student merit leads to lower cost
  • How FAFSA and the IM formula work
  • Accurately knowing and forecasting your EFC [Expected Family Contribution]
  • Tips on completing the FAFSA form accurately and on time
  • The need-based aid forms and rules
  • How the FAFSA formula works
  • The impact of asset titling in need-based aid
  • Invisible assets for need-based aid
  • How certain deductions lower taxes and increase aid
  • Advantages of business ownership in the financial aid process
  • How to make sure that gifts from grandparents don't reduce aid
  • The Zero EFC
  • FAFSA rules for divorce and remarriage

REGISTRATION IS NOW CLOSED. PLEASE EMAIL US FOR MORE INFORMATION
Webinar 301:

Understanding, Developing, and Negotiating College Financial Aid Offers

  • Knowing what your aid offer should be in advance
  • Analyzing and evaluating your offers
  • Why and how to file an appeal
  • Creating competition for your student
  • Winning appeal letters
  • Knowing the basis for your appeal
  • Accepting the award but not the offer
  • Asking for more time
  • Case study examples of successful appeal letters

REGISTRATION IS NOW CLOSED. PLEASE EMAIL US FOR MORE INFORMATION
"Mr. Hoffman's knowledge and expertise in the area of College Financial Planning is undeniable. For the past two years he has participated at our
Pathways to College program by leading the "Financial Aid and Planning" Workshops at the University of Virginia and Johns Hopkins University. The
Pathways to College series is offered to a diverse group of academically talented students and their parents which focuses on various aspects of the
college application process. I have always found Gary to be extremely professional and up to date about the numerous costs associated with attending
college and how best to plan for this expense. Participants have found his session to be much more informative than other Financial Aid seminars they
had attended in the past and for some his was the most worthwhile session of the day. "Professional", "Wealth of Knowledge", "Excellent", "Insightful",
are among the praises used by families to describe Gary's session. In one instance a parent had "given up on FAFSA aid" until attending Mr. Hoffman's
workshop and discovering new information that encouraged him to give it another look."

Jana Pickard
Assistand Program Manager
Johns Hopkins University - Center for Talented Youth
Family Academic Programs
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1. Make your payment with your major credit or debit card, or your paypal account.
2. You will then be re-directed to the GoToWebinar registration page.  
Email us if you have any questions,     EducateMe     @   TheRealCostOfCollege.com

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College is one of the biggest investments you will ever make. Why shouldn't parents and
students share the financial responsibility somehow? Students who have some money at stake
are more likely to make careful decisions about college selection and they better understand
what is at stake. Financial Author, Charles Gary Hoffman encourages families to put the
agreement in writing. In this e-document he outlines various techniques and ideas for devising
such a sharing arrangement. He includes examples from agreements with his own children and
from other families.

Author, Charles Gary Hoffman, MBA, CFP® is the father of five children. He speaks to
parents about college planning issues and has authored The RealCost of College: How to
Finance Your Kids' College Education Without Bankrupting Your Retirement. This book is filled
with case studies from his clients and his own college planning with his five kids. His
RealCost
of College
series includes new ideas for a better college selection process.

The Parent Student Agreement is an excerpt from Hoffman's book. While we do not want to
saddle our students with debt, we want our kids to be at least partly responsible for their own
college costs. There are many ways kids can make a financial contribution while avoiding
college debt. This e-document is filled with ideas for writing down an agreement with your
student. It covers the most important aspects to include and ideas for how to fairly craft such an
agreement and actually create incentive for your student as well.

Mr. Hoffman was honored to be named the area's #1 Financial Consultant in Albemarle Family
Magazine's Reader's Choice award in 2009 and was selected by the Charlottesville Virginia
Daily Progress readers poll in 2010. Please visit www.TheRealCostOfCollege.com to be added
to his mailing list for notification of the book launching event and to find his social marketing
contact information for free college planning advice.

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